Professional Indemnity
This insurance provides compensation to the insured for liabilities incurred as a result of errors and omissions in carrying out their professional duties.
Home Owner's Insurance
Home/House Owners Comprehensive Insurance provides compensation to owners /tenants of private dwellings against loss or damage.
Product Liability
This insurance is the designed to protect the insured against claims made by third parties for bodily injury, sickness and death or property damage.
Motor Insurance
Motor Insurance (also known as car insurance or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles.
Strata Insurance
Strata Insurance is designed to provide coverage against loss or damage to property owned by multi title holders to include all common areas.
Machinery Breakdown Insurance
Machinery breakdown policy covers accidental, sudden and unforeseen damage to machinery resulting in breakdown.
Special Events Insurance
Special Events Insurance this is a short term policy, limited to the duration of an event such as a party.
Consequential loss
Following property damage, the insured may not be able to operate and resultantly, not be in a position to generate the requisite income to cover fixed expenses.
Health Insurance
Health insurance provides compensation for medical and surgical expenses incurred by the insured.
Personal Accident Insurance
This is a “benefit“ policy which promises to reimburse the insured for medical expenses or loss of income as a result of an accident which results in temporary or permanent disablement or dismemberment.
Life Insurance
This provides protection against financial loss that would result from the premature death of an insured.
Contractors All Risks
Contractors All Risk Insurance provides indemnity to either the contractor or the employer (the principal) for loss or damage to building and equipment during construction.
Public Liability
Public liability insurance promises to indemnify the insured in the event of claims for bodily injury, sickness and death or property damage
Plate Glass Insurance
This policy insures against loss caused by breakage or damage of glass or by chemicals accidentally or maliciously applied. Covers frames, temporary glass.
Fire & Allied Perils
Fire and Allied Perils Insurance provides compensation for damage to physical assets, such as buildings, furniture fixtures and fittings as well as all other contents contained in the building, resulting from fire, flood, earthquake and other catastrophe p
Burglary
Burglary Insurance indemnifies the insured following loss of contents, stock, electronic equipment and other items contained in a building resulting from visible and forcible entry to or exit from said building.
Goods in Transit
Goods-In-Transit Insurance provides indemnity to the insured for loss of damage to owned goods whilst in transit.
Fidelity Guarantee
Fidelity Guarantee Insurance covers financial losses incurred as a result of dishonesty on the part of the insured’s employees.
Loss of Profits
Loss-of-Profits insurance is intended to cover losses to a business following physical damage by fire or breakdown, until turnover has recovered to a similar level to that prior to the damage. It requires that a fire or machinery breakdown policy has been
Computer All Risks
This policy is specifically designed to provide compensation for physical loss or damage to computer and electronic equipment. Coverage includes all major catastrophe perils as well as accidental physical damage.
Employer’s Liability
Employers Liability insurance indemnifies the insured for liability incurred as a result of their negligence which leads to injury, sickness or death
Marine Insurance
Marine insurance covers the loss or damage of ships, cargo and terminals. The policy will extend to cover cargo whilst being transported